The best age to move to a retirement living community is unique to each person, but one of the most common statements we hear from new residents is “I wish I had done this sooner!”
We get it. Moving is physically and emotionally challenging – even with move management support. But waiting doesn’t make taking the step any easier. Further, waiting carries risks that could impact your ability to enjoy retirement in the way you were envisioning.
Even if you own your home, the financial burden of routine maintenance and major repairs like a new roof or furnace can add up quickly. Retirement living doesn’t have to be expensive, with options to match a wide range of income levels.
Comparing the costs of homeownership and community living might surprise you.
Here are three key factors to consider when deciding whether this is the right time for senior living – and some reviews from residents who took the plunge.
Health
Waiting for a medical issue or event to trigger a move adds stress and reduces your control over the process. It also may mean missing the health benefits that come with living a social, active lifestyle in the independent living setting.
Housing Market
Keeping an eye on the housing market is critical. Many seniors use the sale of their home to fund a Life Plan community entrance fee or other senior living option. Lower home values may change the type of residence you qualify for, while a tough market can delay your move.
Economy
Fluctuations in the bond and stock markets can affect your long-term financial health and impact the type and size of residence you will be able to afford.
What Residents Say: “A Great Choice”
Many residents who move to a senior living community say they wish they had done it sooner. They talk of feeling energized, enjoying new opportunities and more social interaction, and a strong feeling of fellowship.
Here are some 2025 reviews from people who moved to a Westminster Communities of Florida campus.
“We are newer residents and love our lifestyle here! We watch the sunsets over Lake Hunter from our porch, walk to the gym, pool and hot tub, and find it very easy to make friends. One surprise is that this is a multi-generational community. We enjoy the company of residents from 62 to 106. The very best thing for us is the freedom to come and go without worry about cutting the grass, maintaining a home, or security while we are away. It’s like being a teenager again, without the angst but with all the joy!” – T and P Phillips, Westminster Lakeland
“Initially, I fell in love with the location— directly on the water, and I still love that. Watching the cruise ships, cargo ships, dolphins and waterfowl from my living room Is beyond wonderful. But there’s more. There is a resort-type vibe here that makes every day feel like a vacation. … I’m glad I’m here.” – Mary Balk, Westminster Shores, St. Petersburg
“When you see the location and the views over the water and all of the facilities, you think that this could be a nice place to live. When you move in, you will discover that it’s the residents, your neighbors, that make Westminster Bradenton a great place. Come see it for yourself.” – Mel Claxton, Westminster Bradenton, Point Pleasant
“Nine years ago, my husband and I chose to live at Westminster Oaks. We were thrilled to be relieved of home ownership because we were traveling the world and wanted to be free of all the issues of maintaining a residence. After a year and a half, my husband’s sudden illness and death made it clear that we had made the correct decision for our future. His words to me were, “I am so glad that we are at Westminster, and you will be taken care of.” Truer words were never spoken. Over the last years, I have enjoyed making such wonderful friends, the many cultural activities available, taken many educational classes, participated in many fitness classes, enjoyed the luxury of the pool, and have been busy volunteering. [I] highly recommend this lifestyle to anyone interested.” Jane Hudson – Westminster Oaks, Tallahassee
“We moved in 10 months ago and are congratulating ourselves on a great choice. Top on our list of reasons is the people here, both residents and staff. Entertainment, exercise programs, games, and special dining events are great fun and easily accessible. We are energized by our new environment and are looking forward to many more years here.” – Cathy Hefferman, Westminster St. Augustine
Whether you’re ready to move or just starting your research, our team is here to help you explore all your options—and understand the path that works best for you.
Visit WestminsterCommunitiesFL.org to learn more or schedule a tour of a community near you.
